How SaloFlex Works

Getting access to your earned wages is simple, fast, and secure. Here's how it works in four easy steps.

How SaloFlex works
1
Sign up process

Sign Up & Verify

Download the SaloFlex mobile app or visit our website to create your account. You'll need to provide:

  • Your personal details (name, ID number, phone number)
  • Your employer information
  • Your M-Pesa or bank account details for withdrawals

Once submitted, we'll verify your employment with your employer. This usually takes 1-2 business days.

2
Track earnings

Track Your Earnings

Once verified, you can see your earned wages in real-time through the SaloFlex app. Our system integrates with your employer's payroll to calculate:

  • Hours worked or days completed
  • Your hourly or daily rate
  • Total earned wages available for withdrawal

Your balance updates automatically as you work, giving you complete visibility into your earnings.

3
Request withdrawal

Request Access to Your Wages

When you need money, simply open the app and request a withdrawal. You can access:

  • Up to 50% of your earned wages before payday
  • Any amount from KES 100 to your available balance
  • Multiple withdrawals per pay period if needed

A small, transparent fee is charged per transaction. No interest, no hidden charges.

4
Get paid instantly

Get Paid Instantly

Once you confirm your withdrawal request, the money is sent directly to your chosen account:

  • M-Pesa: Instant transfer (within seconds)
  • Bank transfer: 1-2 hours during banking hours

On your regular payday, your employer pays you the remaining balance after deducting what you've already accessed through SaloFlex.

Simple, Transparent Pricing

KES 50

Flat fee per transaction

No interest charges
No hidden fees
No monthly subscription
Pay only when you use the service

What You Need

For Employees

  • Valid Kenyan ID
  • Active employment with a partner employer
  • M-Pesa account or bank account
  • Smartphone with internet access

For Employers

  • Registered business in Kenya
  • Digital payroll system
  • Minimum 10 employees
  • Willingness to integrate with SaloFlex

Frequently Asked Questions

Is this a loan?

No, SaloFlex is not a loan service. You're accessing wages you've already earned, not borrowing money. There's no interest and no debt.

How much can I withdraw?

You can access up to 50% of your earned wages before payday. The exact amount depends on how much you've worked and your employer's policies.

How long does it take to get my money?

M-Pesa transfers are instant (within seconds). Bank transfers typically take 1-2 hours during banking hours.

What if my employer doesn't use SaloFlex?

You can encourage your employer to partner with us. It's free for them and provides a valuable benefit to employees. Contact us and we'll reach out to them.

Is my data secure?

Yes, we use bank-level encryption and comply with all Kenyan data protection regulations. Your information is safe and secure.

Ready to Get Started?

Join thousands of Kenyan employees who have taken control of their financial lives with SaloFlex.